Blar i CMI Open Research Archive på emneord "Microcredit"

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    • Microcredit programmes: Methods for solving dilemmas of credit expansion 

      Wiig, Arne (CMI Working paper, Working paper, 1997)
      Providing credits seems to be an effective tool for improving the welfare of the poor. It is expected that microcredit funding to poor people will expand rapidly over the coming years. If a sound monitoring mechanism is ...

    • Repayment of Old Loans through New Loans. Is "Cross-Financing" a Problem for the Grameen Bank? 

      Ask, Karin; Wiig, Arne; Sigvaldsen, Erland (Research report, Research report, 1997)
      The study analyses the problem and extent of cross-financing in the Grameen Bank system. The main finding is that cross-financing is rarely a problem. However, survey data indicate that long term borrowers, who generally ...

    • Social Action and Microcredit Funds in Malawi: A Pilot Study 

      Moorsom, Richard (Research report, Research report, 1997)
      This study forms part of the output of a consultancy on Social Development Funds in Zimbabwe and Malawi commissioned from Chr. Michelsen Institute by the African Development Bank. It describes, analyses and evaluates ...

    • Teaching business in Tanzania: Evaluating participation and performance 

      Bjorvatn, Kjetil; Tungodden, Bertil (CMI Working paper, Working paper, 2009)
      There is increased awareness that success among small scale entrepreneurs in developing countries requires more than microfinance, and that an important limiting factor for business growth is the level of human capital ...

    • The challenging dynamics of microcredit in Angola 

      Kolstad, Ivar; Wiig, Arne (CMI Brief vol. 14 no. 6, Report, 2015-09-18)
      Personal characteristics and capacities are important for whether microcredit clients succeed in business. In particular, a client’s education influences business profitability. However, to benefit from group-based ...

    • Within-group heterogeneity and group dynamics: Analyzing exit of microcredit groups in Angola 

      Kolstad, Ivar; Pires, Armando J. Garcia; Wiig, Arne (CMI Working Paper WP 2015:3, Working paper, 2015-03-01)
      The effect of within-group heterogeneity on the survival of social groups is theoretically ambiguous. A greater diversity of ideas, experience, and networks can have a positive effect on members’ benefits from group ...