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The challenging dynamics of microcredit in Angola

Kolstad, Ivar; Wiig, Arne
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The challenging dynamics of microcredit in Angola (2.197Mb)
URI
http://hdl.handle.net/11250/2475061
Date
2015-09-18
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  • Publications [1436]
Original version
Bergen: Chr. Michelsen Institute (CMI Brief vol. 14 no. 6) 4 p.  
Abstract
Personal characteristics and capacities are important for whether microcredit clients succeed in business. In particular, a client’s education influences business profitability. However, to benefit from group-based microcredit, clients also need to be in credit groups that develop appropriate norms of solidarity. The education of group members may help develop in-group solidarity, but certain types of within-group heterogeneity can be detrimental to group norms and group survival.
Publisher
Chr. Michelsen Institute
Series
CMI Brief vol. 14 no. 6

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