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dc.contributor.authorSomville, Vincent
dc.contributor.authorVandewalle, Lore
dc.date.accessioned2018-01-04T08:23:08Z
dc.date.available2018-01-04T08:23:08Z
dc.date.issued2017-02-01
dc.identifieroai:www.cmi.no:6257
dc.identifier.citationBergen: Chr. Michelsen Institute (CMI Working Paper WP 2017:1) 28 p.
dc.identifier.isbn978-82-8062-633-2
dc.identifier.issn0804-3639
dc.identifier.urihttp://hdl.handle.net/11250/2475385
dc.description.abstractAccess to formal banking is spreading across the world. Obtaining a bank account may transform how people manage their finances, and affect their savings and consumption. We report from a field experiment that randomly provides access to a bank account to a representative sample of villagers in rural India. The treated keep relatively important savings on their account, but reduce their other savings by a similar amount. Their household’s overall savings and expenditures do not change. We identify several barriers that may constraint total savings.
dc.language.isoeng
dc.publisherChr. Michelsen Institute
dc.relationCMI Working Paper
dc.relationWP 2017:1
dc.relation.ispartofCMI Working Paper
dc.relation.ispartofseriesCMI Working Paper WP 2017:1
dc.relation.urihttps://www.cmi.no/publications/6257-access-to-formal-banking-and-household-finances
dc.subjectBanking
dc.subjectBank Accounts
dc.subjectVillages
dc.subjectRural
dc.subjectSavings
dc.subjectIndia
dc.titleAccess to Formal Banking and Household Finances: Experimental Evidence from India
dc.typeWorking paper


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