• Access to Formal Banking and Household Finances: Experimental Evidence from India 

      Somville, Vincent; Vandewalle, Lore (CMI Working Paper WP 2017:1, Working paper, 2017-02-01)
      Access to formal banking is spreading across the world. Obtaining a bank account may transform how people manage their finances, and affect their savings and consumption. We report from a field experiment that randomly ...
    • Saving by Default: Evidence from a Field Experiment in India 

      Somville, Vincent; Vandewalle, Lore (IHEID Working Paper 01-2015, Research report, 2015-03-19)
      A growing share of the world population is getting access to a formal bank account. This allows a move from cash to account based payments. Grounding our hypothesis in behavioral economics, we conjecture that being paid ...