Blar i CMI Open Research Archive på forfatter "Vandewalle, Lore"
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Access to Formal Banking and Household Finances: Experimental Evidence from India
Somville, Vincent; Vandewalle, Lore (CMI Working Paper WP 2017:1, Working paper, 2017-02-01)Access to formal banking is spreading across the world. Obtaining a bank account may transform how people manage their finances, and affect their savings and consumption. We report from a field experiment that randomly ... -
Saving by Default: Evidence from a Field Experiment in India
Somville, Vincent; Vandewalle, Lore (IHEID Working Paper 01-2015, Research report, 2015-03-19)A growing share of the world population is getting access to a formal bank account. This allows a move from cash to account based payments. Grounding our hypothesis in behavioral economics, we conjecture that being paid ...